Gold Rate in Pakistan Today 22 October 2026 — 24K Per Tola Price and Full Karat Table
The gold rate in Pakistan today, 22 October 2026, is Rs 429,500 per tola for 24K gold, according to the Karachi Sarafa market board published by the All Pakistan Sarafa Gems and Jewellers Association (APSGJA) and reported by rate trackers this morning. The 24K rate is down about Rs 323 from yesterday’s close.
This guide gives the full karat table (24K, 22K, 21K, 18K), per-gram and per-10-gram prices, the silver rate, and how the daily rate is decided. One honest note up front: different rate trackers quote slightly different figures during the day because gold moves with the international spot price — the figures below are the morning Sarafa board rates, and your local jeweller’s quote may differ slightly.
The benchmark source for Pakistan’s gold market is the Karachi Sarafa Bazaar board issued through the APSGJA.
At a Glance
| Feature | Details |
|---|---|
| Date | 22 October 2026 (morning board) |
| 24K per tola | Rs 429,500 (down ~Rs 323 from 21 October) |
| 22K per tola | Rs 393,705 |
| 21K per tola | Rs 375,813 |
| 18K per tola | Rs 322,125 |
| 24K per gram | Rs 36,823 |
| Silver per tola | Rs 5,934 (as reported by a market tracker; jeweller quotes vary) |
| Rate source | Karachi Sarafa Bazaar / APSGJA board |
| 1 tola equals | 11.6638 grams |
What Is the Gold Rate in Pakistan Today?
Based on the APSGJA-sourced morning board for 22 October 2026, reported by TodayGoldRate.pk at 11:30 AM:
| Karat | Per tola | Per 10 grams | Per gram | Change vs 21 Oct |
|---|---|---|---|---|
| 24K | Rs 429,500 | Rs 368,233 | Rs 36,823 | −Rs 323 |
| 22K | Rs 393,705 | Rs 337,544 | Rs 33,754 | −Rs 296 |
| 21K | Rs 375,813 | Rs 322,205 | Rs 32,220 | −Rs 283 |
| 18K | Rs 322,125 | Rs 276,175 | Rs 27,617 | −Rs 242 |
Why do different websites show different rates?
Some trackers showed higher figures this morning — for example, one Sarafa board tracker quoted 24K at Rs 435,400 (down Rs 1,200) at 5:00 AM, and a live-feed site showed Rs 431,199. These differences come from different snapshot times (gold moves through the day with the international spot price) and different calculation methods. The table above uses the widely followed APSGJA morning board. Always confirm the live rate with your jeweller before buying or selling — and ask whether the quote includes making charges and GST, which are separate from the bullion rate.
How Is the Gold Rate Decided in Pakistan?
The daily gold rate is announced each morning by the Sarafa market based on two inputs:
- The international gold price (LBMA/COMEX spot, quoted in US dollars per ounce).
- The US dollar to Pakistani rupee exchange rate — a weaker rupee pushes the local tola price up even when the dollar price is flat.
The Karachi Sarafa Bazaar sets the national benchmark; jewellers across Lahore, Islamabad, Peshawar and other cities generally follow it, sometimes adding small local premiums. One tola equals 11.6638 grams.
What About Silver?
The silver rate reported by market trackers on 22 October 2026 is approximately Rs 5,934 per tola (about Rs 509 per gram). Silver quotes vary more between jewellers than gold because the market is thinner — treat this figure as indicative and confirm locally. The official information reviewed for this guide does not confirm an APSGJA silver board figure for today, so this number is marked as tracker-reported, not official.
Tips Before Buying Gold Jewellery
- Check the day’s rate first — morning board rates move by the afternoon.
- Ask for the purity stamp (hallmark) on the item and confirm the karat.
- Making charges are separate — typically 8% to 20% depending on design — plus GST.
- Weigh on a certified scale and confirm the karat before paying.
- Keep the receipt showing weight, karat and rate — you will need it when reselling.
Common Mistakes to Avoid
- Treating one website’s live feed as the official rate. Only the Sarafa board is the benchmark; feeds differ by timing.
- Ignoring making charges in price comparisons. Two jewellers can quote the same tola rate but very different final prices.
- Buying without checking purity. Always confirm 24K/22K/21K/18K and get it in writing.
- Panicking over a single day’s dip. Gold moves daily; one Rs 323 move is normal volatility, not a trend.
FAQs
What is the gold rate in Pakistan today, 22 October 2026?
Rs 429,500 per tola for 24K gold per the APSGJA morning board — down about Rs 323 from 21 October. 22K is Rs 393,705 per tola.
What is the 24K gold price per gram today?
Approximately Rs 36,823 per gram for 24K, based on the morning board rate.
Why is the gold rate different on different websites?
Trackers snapshot the rate at different times of day, and gold moves with the international spot price and dollar rate. Use the morning Sarafa board as the reference and confirm with your jeweller.
What is the silver rate today in Pakistan?
Market trackers report around Rs 5,934 per tola on 22 October 2026. This is indicative — silver quotes vary between jewellers.
Who decides the gold rate in Pakistan?
The Karachi Sarafa Bazaar board, published through the All Pakistan Sarafa Gems and Jewellers Association (APSGJA), based on the international gold price and the USD/PKR rate.
Is 22K or 24K better for jewellery?
22K (91.6% pure) is the most popular choice for jewellery in Pakistan because pure 24K is too soft for everyday wear. 24K is mainly for investment and bullion.
Are making charges included in the tola rate?
No. Making charges (typically 8–20%) and GST are charged separately by the jeweller on top of the bullion rate.
Is today a good day to buy gold?
This guide does not give investment advice. A single day’s Rs 323 move is normal volatility — buyers should track the trend over weeks and compare jeweller premiums rather than timing one day.
What is the difference between the Sarafa rate and the jeweller’s rate?
The Sarafa board is the wholesale bullion benchmark. Your jeweller adds making charges, GST and sometimes a small premium — so the final jewellery price is always above the board rate.
Can I sell my old gold at the board rate?
Jewellers typically buy back below the board rate, deducting melting and handling margins. Get quotes from two or three jewellers and keep your original receipt showing weight and karat.
Does the gold rate differ between Karachi and Lahore?
The Karachi Sarafa board is the national benchmark and most cities follow it closely, with only small local premiums. Large sustained differences between cities are not normal.
24K vs 22K vs 21K vs 18K — Which Should You Buy?
| Karat | Purity | 22 Oct price/tola | Best for |
|---|---|---|---|
| 24K | 99.9% | Rs 429,500 | Investment, gold bars, coins — too soft for daily-wear jewellery |
| 22K | 91.6% | Rs 393,705 | Jewellery — the standard choice in Pakistan; durable enough for daily wear |
| 21K | 87.5% | Rs 375,813 | Jewellery with slightly lower cost; common in bridal sets |
| 18K | 75% | Rs 322,125 | Modern/diamond-studded designs where strength matters more than gold content |
For investment, 24K bars or coins carry the lowest making charges and track the bullion rate most closely. For wearing, 22K is the practical standard — pure 24K bends and scratches too easily for everyday use.
Gold Price Movement in October 2026
Gold has been volatile this month, broadly following the international spot price and rupee movements. The Rs 323 decline on 22 October is modest compared to some intraday swings seen this month — one tracker reported a Rs 4,187 single-day drop in its feed, which shows how much quotes can move within hours.
What this means for buyers:
- Do not read a single day’s move as a trend. A Rs 300–1,000 move on a Rs 429,500 base is under 0.3% — normal noise.
- Wedding-season buyers should track the rate for a week or two rather than panic-buying or panic-waiting on one day’s quote.
- Investors should compare the jeweller’s selling premium over the Sarafa rate — that spread matters more than daily wiggles.
How to Read a Jeweller’s Bill
When you buy gold jewellery, your bill should clearly separate three things — if it doesn’t, ask:
- Gold weight and karat — e.g. “22K, 1.5 tola”. This is what the board rate applies to.
- Gold value — weight × that day’s per-tola rate for your karat.
- Making charges + GST — listed separately, not folded silently into the gold price.
A bill that shows only one lump sum without the weight and karat is a red flag. Reputable jewellers itemise all three, and the receipt is your proof of weight and purity when you resell.
Final Thoughts
Gold eased slightly on 22 October 2026 to Rs 429,500 per tola (24K) on the morning board — a modest Rs 323 decline, which is normal daily movement rather than a trend reversal.
Because trackers disagree during the day, always confirm the live rate with your jeweller, check the purity stamp, and get the weight, karat and rate written on your receipt. Never treat a single website’s feed as the final word.
Related reading: Punjab Free Solar Panel Scheme 2026.
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